Other Services

LIFE PROTECTION

Protect Your Family's Future.

The Credit Union partners with LifeHelp^®1 to provide affordable life insurance options for Members. Life Protection with LifeHelp^® makes it easy to choose a program with a monthly cost comfortable for you, based on economical group rates. Applying online is simple and quick, and no medical exam needed.

LEARN MORE and see costs for our Young Family Group Term Life Insurance (eligible ages to apply for coverage 18-50)

Click here to SEE COSTS and learn more about our 50-Plus Group Term Life Insurance (eligible ages to apply for coverage 50-74)

Questions? Call LifeHelp at 1-800-345-4543.

Accidental Death & Dismemberment Insurance

Member Benefits

Unexpected things happen to all of us. Knoxville TVA Employees Credit Union offers each Member (age 18 or older) up to $1,500.00 of complimentary AD&D insurance² underwritten by Minnesota Life Insurance Company. All coverage reduces by 50.00% at age 70 and older, regardless of age at enrollment.

AD&D — ENROLL TODAY

In addition to the $1,500.00 Credit Union paid coverage, you can purchase Additional Coverage at group rates.

LEARN MORE

Hospital Accident Plan

Knowing you're covered.

Sometimes accidents happen – trust us, we know! That’s why we offer a Hospital Accident Plan (HAP)³!

With HAP, Members receive:

Plan pays $900.00 per day for each day of hospitalization- up to 365 days for anyone injury
Hospital benefits are doubled to $1800.00 for each day in the Intensive Care Unit (ICU)-up to 365 days
Pays $450.00 for hospital emergency room as an outpatient visit within 72 hours of the accident

HAP — ENROLL TODAY

Recuperative Care Plan

Preparation for the unexpected.

Never want to be caught unprepared? We don’t blame you! Our Recuperative Care Plan⁴ helps eligible Members receive financial assistance for hospitalization due to a covered sickness or accident. It also provides help in covering the expenses of recuperation after leaving the hospital.

Pays $400.00 daily Recuperative Accident daily cash benefit for up to 365 days
Pays $200.00 daily Recuperative Sickness daily cash benefit for up to 365 days

More Than Just a Loan

PROTECT
YOUR LOAN

Life can be wonderful. But it can also get complicated when unexpected things happen. That's why we offer Payment Protection with Life Plus⁵, a loan protection option that could cancel your monthly payments or your loan balance in the event of death, disability, or involuntary unemployment (accidental dismemberment, terminal illness, hospitalization, family medical leave, the loss of life of a non-protected dependent).

Payment Protection can be added at any time during your loan. For more information or to add Payment Protection, call us at (865) 544-5400.

ADDITIONAL INFO

ADDITIONAL
INSURANCE COVERAGE

Guaranteed Asset Protection (GAP)⁶ provides a little extra coverage beyond your auto insurance. If your vehicle is stolen or totaled, majority of insurance companies will only pay up to the book value of the vehicle, leaving you to pay the difference. GAP covers the difference between what the insurance company pays toward the loan, what is left of the loan balance, and the deductible up to $1,000.00. GAP through the Credit Union also provides $1,000.00 toward the purchase of a replacement vehicle if financed through the Credit Union within 90 days.

GAP can be added to any auto loan within one (1) year of the purchase date. To add GAP, call us at (865) 544-5400 or visit any branch!

TRAVELERS INSURANCE
SPECIAL RATE FOR MEMBERS

As a Member of KTVAECU^®,you may also be eligible for discounted protection rates not offered to the general public through Travelers Insurance⁷.

Travelers offers special program rates, generous discounts, and savings advice. To request a quote, call toll-free (800) 842-5936 or visit the Travelers website. Be sure to have a copy of your current policy handy when requesting a quote.

CAR BUYING RESOURCES PREFERRED DEALERS

¹LifeHelp is a third-party partner to Knoxville TVA Employees Credit Union. Must be age 18 or older to apply. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. LifeHelp is a registered trademark of Cuenca & Associates Insurance Agency, Inc.
²Accidental Death & Dismemberment (AD&D) available through third-party partner Franklin-Madison. Must be age 18 or older to apply. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply.
³Hospital Accident Plan (HAP) available through third-party partner Franklin-Madison. Must be age 18 or older to apply. Underwritten by Federal Insurance Company, a Chubb company. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply.
⁴Recuperative Care (RC) available through third-party partner Franklin-Madison. Must be age 18 or older to apply. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply.
⁵Payment Protection with Life Plus Service is available through third-party partner CUNA. Must be age 18 or older to apply. These products are optional. Insurance products are not a deposit or obligation of or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
⁶Service available through third-party partner SWBC Financial Institution Group. Guaranteed Asset Protection (GAP) is not intended to replace your automobile insurance. It may not protect the entire deficiency. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply.
⁷Service available through third-party partner Travelers Indemnity Company. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply. Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas.