Home Page - Knoxville TVA Employees Credit Union

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Our purpose is to help our Members live better lives. Your financial journey is always changing. That's why we are here to support you with services to fit each stage of your life.

Locally-Based
Community-Oriented
Excellent Member Service

HOW TO JOIN

HIGH-YIELD CHECKING

EARN UP TO

2.00%

APY¹

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VISA^® PLATINUM

AS LOW AS

4.99%

APR²

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MORTGAGES

30 YEAR FIXED-RATE

3.264%

APR³
A fixed-rate mortgage loan of $200,000.00 for 30 years at 3.000% interest and 3.186% APR will have a monthly payment of $843.21. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

VIEW RATES

NEW VEHICLE

AS LOW AS

2.999%

APR⁴
Up to 84 Months Fixed Rate. Payment Example: 84 monthly payments of $132.10 per $10,000.00 borrowed.

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PEOPLE HELPING PEOPLE

We are committed to being part of your story and the communities we share. We're grateful for the family and network of friends created by our Members and look forward to serving you now and in the future.
"Not for profit, not for charity, but for service."

WE'RE HIRING! Click below to view open positions.

OPEN POSITIONS

EMPLOYEE BENEFITS

Ways to manage your money

Whenever you need us, we'll be there. We offer multiple ways to manage your finances, access your accounts, and keep track of expenses - even while on-the-go! Click one of these convenient options to learn more.

“I’ve had an account with Knoxville TVA Employees Credit Union since I was about five years old. I trust my hard-earned savings with them, and will for many more decades to come. Great employees! I love being a Member of this wonderful Credit Union! Also, it really helps there is almost always a branch near me wherever I am in town.”

Frank R. MEMBER SINCE 1992

"We have been with TVA Credit Union for over 30 years and now both of our grown children have accounts too. We've always experienced excellent service at every branch and plan to continue our relationship with KTVAECU."

Kelly C. MEMBER SINCE 1991

"Absolutely the most wonderful attention I have ever had with a Credit Union. Have been there for over 20 years and they have guided me through some tough times. They are friendly beyond measure. Helpful to the end. Can't say enough about every experience I have ever had there."

Brenda L. MEMBER SINCE 1995

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¹APY = Annual Percentage Yield. Some restrictions may apply. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 2.00% APY is earned on balances between $500.00 and $15,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive e-Statements • Have direct deposit NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $15,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed. " See Account Disclosure for details.
²NEW CREDIT CARD APPLICANT: APR = Annual Percentage Rate. Promotional Period for Introductory APR: The Introductory APR for purchases, balance transfers, and cash advances will apply to transactions posted to your account from 05/01/2021 until 12/31/2021. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers. uChoose® Rewards points are earned for new purchases only and not eligible for balance transfers or cash advances. The repayment period for purchases, balance transfers, and cash advances made during the promotional rate period will expire 12/31/2022. Any remaining balance as of 01/01/2023 will revert to the current applicable credit card rate. The minimum uChoose Rewards points to redeem for business & consumer credit cards is 1,000 points; minimum for consumer debit card is 2,500 points. Business debit card do not qualify for uChoose Rewards points. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50 uChoose Rewards is a registered trademark of Fiserv, Inc. Available to qualifying Members. Some restrictions may apply. Ask for details. See credit card disclosure.
CREDIT CARD HOLDER: APR = Annual Percentage Rate. Promotional Period for Promotional APR: The Promotional APR for purchases, balance transfers, and cash advances will apply to transactions posted to your account from 05/01/2021 until 12/31/2021. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Promotional APR for balance transfers. uChoose® Rewards points are earned for new purchases only and not eligible for balance transfers or cash advances. The repayment period for purchases, balance transfers, and cash advances made during the promotional rate period will expire 12/31/2022. Any remaining balance as of 01/01/2023 will revert to the current applicable credit card rate. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50 uChoose Rewards is a registered trademark of Fiserv, Inc. Available to qualifying Members. Some restrictions may apply. Ask for details. See credit card disclosure. Credit Card Disclosure Credit Card Special Agreement
³APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice. A fixed-rate mortgage loan of $200,000.00 for 30 years at 3.000% interest and 3.186% APR will have a monthly payment of $843.21. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
⁴APR= Annual Percentage Rate. Extended terms available. Some restrictions may apply. Ask for details. Includes New Autos. Payment per $10,000.00 is for example purposes only. Rates increase by 1.00% for automobiles over 100,000 miles. Rates vary based on creditworthiness. Rates subject to change. Fees may reduce earnings. Payment Example: 84 monthly payments of $132.10 per $10,000.00 borrowed.